Emirates Islamic Emarati Credit Card

Emirates Islamic
Emarati Credit Card

Minimum Salary AED 12000
Annual Fee AED 0
Rate 3.39%
Cash Advance 3% /Min 99
Non AED Transaction Fee 2.99%
Minimum Salary AED 12000
Annual Fee AED 0
Rate 3.39%
Cash Advance 3.00% /Min 99
Non AED Transaction Fee 2.99%

Top Reasons To Choose

  • No annual membership fee
  • Get EI Smart Miles worth up to AED 750*
  • Get 50% discount on Talabat food order.
  • Enjoy complimentary valet parking at Dubai Mall

Things To Be Aware Of

  • Thsi card is exclusively for UAE nationals

Designed exclusively for UAE Nationals, the Emarati Credit Card brings you a wide range of lifestyle and travel benefits like never before. Get an Emirates Islamic Emarati Credit Card and enjoy  welcome bonus miles, free valet parking, complimentary airport lounge access and much more. Apply online now!

Reward Features

Earn EI SmartMiles on your Emirates Islamic Emarati Credit Card
Earn unlimited miles and redeem with no blackout dates: 
  • Earn 2.5 EI SmartMiles per AED 1 of domestic spend
  • Earn 3.75 EI SmartMiles per AED 1 of international spend
  • Govt services including utility & mobile bills earn 0.5 EI SMartMiles per AED 1 of spend
 

 

Joining Offers

Get EI Smart Miles worth up to AED 750, offer valid until 14 August 2024.

If the customer makes retail spends of AED 30,000 or more within 60 days of card issuance, then 75,000 Welcome Bonus EI SmartMiles worth AED 750 will be awarded.Exclusively for UAE national.

This Offer is a limited period offer valid for Emarati cards sourced from 15 May 2024 to 14 August 2024 and approved (Disbursed) latest by 30 August 2024.

This Offer is valid for New to Bank customers only. Existing EI Cardholders are not eligible for this Offer. This Offer is not applicable for customers who have closed their EI Credit Card in last 6 months.

If the customer makes retail spends of AED 30,000 or more within 60 days of card issuance, then 75,000 Welcome Bonus EI SmartMiles worth AED 750 will be awarded.

If the customer makes retail spends of minimum AED 15,000 up to AED 29,999 within 60 days of card issuance, then 50,000 Welcome Bonus EI SmartMiles worth AED 500 will be awarded.

For customer making retail spends of less than AED 15,000 within 60 days of card issuance, will not be eligible for any Welcome Bonus EI SmartMiles.

Welcome Bonus of AED 750 will be credited as 75,000 EI SmartMiles or Welcome Bonus of AED 500 will be credited as 50,000 EI SmartMiles to the Applicant’s EI SmartMiles Account based on above stated spend requirement by 31 October 2024, as part of the Campaign.

If spend criteria is not met within 60 days of card issuance, customer will not be eligible for the Welcome Bonus.

 

Detailed Features

Talabat Offer
Get 50% off your food orders twice a month on the talabat app. To avail of the offer, make your desired selections on the talabat app and enter the promo code “EMR50” before checkout. Cardholders can avail a maximum discount amount of AED 20 with no minimum spend required. Cardholders must use the Emarati Credit Card to avail this benefit. The discount will not be available when using Apple Pay or Samsung Wallet. This benefit is valid until 31 December 2024.
 
Complimenary Valet Service
Enjoy two complimentary valet parking services each month at designated locations throughout the UAE. Simply present your Emarati Credit Card at the valet parking desk to access this perk. To enjoy this benefit, a minimum monthly (calendar month) retail spend of AED 5,000 on your card is required. Should the spend criteria not be met or if you exceed the maximum complimentary services, your credit card will be billed with the actual service amount.

Complimenatary Movie Offers
Twice a month, you can buy one and get one complimentary movie ticket up to the Director's Box & Platinum tiers, with a 20% discount on food and beverages.Spend at least AED 5,000 every calendar month to avail this benefit. If the spend criteria is not met or exceeds the maximum complimentary tickets usage, your credit card will be billed with the discount availed.

Complimentary Access to Dubai and Sharjah Ladies Club
Experience a world of relaxation and recreation with complimentary access to Dubai Ladies Club and Sharjah Ladies Club in the UAE. Enjoy a host of benefits, including pool and beach access, gym facilities, outdoor activities, and more. Enjoy these exclusive privileges by meeting a minimum monthly retail spend of AED 5,000 on your Emirates Islamic credit card. If the spend criteria is not met, your credit card will be billed with the applicable service fee.

Emaar Offers
Enjoy 20% discount on the below Emaar Entertainment Attractions.
KidZania Abu Dhabi
KidZania Dubai
Play DXB (AED 200/- & above)
E-KART Zabeel
Dubai Ice Rink
Dubai Aquarium and Underwater Zoo
The Storm Coaster
Zabeel Sports District
 
Padel Offers
Book your padel session now and avail up to 50% off at various padel clubs across the UAE, including Padel Arena, Padelista and more.You can also get discounts on F&B, the club shop and padel lessons at selected partner locations.

Free Airport Lounge Access
Relax with unlimited complimentary access to over 1000 airport lounges worldwide. To register, please visit www.loungekey.com.
Skip the hassle of organising travel and medical insurance when you go abroad. Pay for your travel with an Emirates Islamic Emarati Visa Signature Credit Card to automatically be covered by travel accident and travel inconvenience insurance on all trips up to 90 days long.

Free Concierge Service
Concierge hotlines are available to cardholders 24 hours a day, both over the phone and online. Take advantage of a host of services, including, but not limited to, flight, hotel and restaurant reservations worldwide.

Complimentary Marahaba Offer
Enjoy up to two complimentary Marhaba Meet & Greet services per year. Spend at least AED 5,000 every calendar month to avail this benefit. If the spend criteria is not met or exceeds the maximum complimentary service usage, your credit card will be billed with the applicable service fee.

Preferntial Rates
Not only does your Emirates Islamic Emarati Credit Card bring you endless rewards, but there are also no Annual Membership fees, along with an attractive profit rate of only 3.59%.

Extended Warranty
Enjoy quality that lasts. We automatically double the original manufacturer’s warranty up to one year from the expiry date of the original warranty.Your Emarati Credit Card protects your purchases against theft or damage, so you can focus on finding the best deal for you.

Balance Transfers
Conveniently transfer the outstanding balance of your Card from other banks to your Emirates Islamic Emarati Credit Card.














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