Best Credit Card In UAE
+971

MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2760

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Premium lifestyle & travel benefits
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme

MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2,760

Non AED Transaction Fee

2.94%

Cash Advance Fee

4.00 % / Min 50

Key Features

  • Receive a US$ 300 / AED 1,100 Annual Travel Credit
  • Complimentary Wi-Fi services with Boingo
  • Complimentary Priority PassTM enrolment to over 1,000 Airport Lounges globally for Basic and Supplementary Cardmember
  • Dedicated Platinum Travel and Concierge Services 24/7
  • Complimentary enrolment to Membership Rewards®
  • Comprehensive Travel Insurance
  • Enrolment to leading hotel loyalty programmes
  • Comprehensive Travel Insurance. Your policy number is 'AMEX20'

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 1 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 14 airline partners and 4 hotel partners

Things To Be Aware Of

  • This is a charge card:full bal payment to be made each month
  • 1 Platinum and 4 Gold Supplementary cards without a fee.
  • 2.5% monthly charge on outstanding balance

MINIMUM SALARY

AED 23,000

RATE

2.50%

ANNUAL FEE

AED 644

  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • No Pre-set Spending Limit
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme

MINIMUM SALARY

AED 23,000

RATE

2.50%

ANNUAL FEE

AED 644

Non AED Transaction Fee

2.94%

Cash Advance Fee

4.00 % / Min AED 50

Key Features

  • Access to the Membership Rewards® programme with 1 point earned for every AED 4 of spend
  • Access to Airport lounges in the Middle East
  • Exclusive offers brought to you by American Express® SelectsSM
  • Complimentary regional Airport lounge access across the Middle East
  • Travel Accident Insurance if up to US $350,000
  • Travel Inconvenience Insurance
  • Retail Protection Insurance up to US$40,000 per year

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Earn 1 Membership Reward point for every USD 1 spent
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 12 airline partners or hotel partners

Things To Be Aware Of

  • This is a charge card:full bal payment to be made each month
  • Annual Fee: US$ 175
  • Membership Rewards® Annual Fee: US$ 25

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 395

  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Access to Membership Rewards® program
  • Exclusive American Express Selects offers
  • Travel Accident Insurance

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 395

Non AED Transaction Fee

2.94%

Cash Advance Fee

3.00 % / Min 100

Key Features

  • Access to the Membership Rewards® program, with 1 point earned for every AED 4 of spend
  • Access to Airport lounges across the Middle East
  • Exclusive offers brought to you by American Express SelectsSM
  • Travel Accident Insurance

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 1 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 14 airline partners and 4 hotel partners

Things To Be Aware Of

  • Membership Rewards® Programme® Annual Fee:AED 95
  • If self-employed must be working for more than 2 years
  • Min salary for self-employed is AED 22,920 p.m

MINIMUM SALARY

AED 21,250

RATE

3.25%

ANNUAL FEE

AED 700

  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Annual fee waiver with "FeeBack"
  • Exclusive American Express Selects offers
  • Premium travel benefits
  • Global Airport Lounge Access

MINIMUM SALARY

AED 21,250

RATE

3.25%

ANNUAL FEE

AED 700

Non AED Transaction Fee

2.94%

Cash Advance Fee

3.00 % / min AED100

Key Features

  • Access to the Membership Rewards® program, with 2 point earned for every AED 4 of spend
  • Membership Rewardspoints that can be redeemed for complimentary flights, upgrades, hotel stays and more
  • Annual fee waiver with FeeBack
  • Access to 1,400+ Airport lounges globally with Priority PassTM programme
  • Annual fee waiver with "FeeBack"
  • Exclusive offers brought to you by American Express SelectsSM
  • Comprehensive Travel Insurance. Your policy number is 'AMEX13'

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 2 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 12 airline partners and 3 hotel partners

Membership Rewards® programme is our way of thanking you for using the Platinum Credit Card. Earn 2 points with every AED 4 you spend on eligible purchases. Use your points to treat yourself to rewards from leading brands in travel, fashion, electronics and more.

SPEND AED 5,250 per Month
Earn 31,500 Membership Rewards points per annum Redeem for AED 1,000 Voucher from RIVOLI
SPEND AED 9,000 per Month
Earn 54,000 Membership Rewards points per annum
Redeem for a return trip ticket to London
SPEND AED 19,200 per Month
Earn 115,200 Membership Rewards points per annum Redeem for Apple Watch series 6

Things To Be Aware Of

  • If self-employed, must be working for more than one year

MINIMUM SALARY

AED 21,250

RATE

3.25%

ANNUAL FEE

AED 700

  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • 30,000 bonus Membership Rewards
  • 2 Membership Rewards® points with every AED 4 spent
  • Annual fee waiver with FeeBack
  • Upto 12 complimentary airport lounge access with a guest
  • Comprehensive retail and travel insurance

MINIMUM SALARY

AED 21,250

RATE

3.25%

ANNUAL FEE

AED 700

Non AED Transaction Fee

2.94%

Cash Advance Fee

3.00 % / min AED100

Joining Offers

Receive 30,000 bonus Membership Rewards (“MR”) points (hereinafter “Offer”) when you apply via the Amex MENA Mobile App (hereinafter “the App”) for The American Express® Platinum Credit Card (hereinafter “Card”) during the Offer Period June 17th – 15th August 2022

AED 500 Rivoli voucher can be redeemed for 16000 MR points
GBP 100 Harrods voucher for 29000 MR points

Key Features

  • 30,000 bonus membership rewards as joining offer. Access to the Membership Rewards® program, with 2 point earned for every AED 4 of spend
  • Membership Rewardspoints that can be redeemed for complimentary flights, upgrades, hotel stays and more.
  • Annual fee waiver with FeeBack.
  • To continue enjoying your complimentary Cardmembership year after year, simply spend AED 40,000 per annum.
  • With FeeBack, the annual fee on your Platinum Credit Card will be credited back to your Card account when you spend at least AED 10,000 within the first 3 months of receiving your Card.
  • To continue enjoying your complimentary Cardmembership year after year, simply spend AED 40,000 per annum.
  • Access to 1,400+ Airport lounges globally with Priority PassTM programme
  • Annual fee waiver with "FeeBack"
  • Comprehensive Travel Insurance. Your policy number is 'AMEX13'

Reward Features

Earn Membership Rewards Points

  • Access to the Membership Rewards programme, with 2 points earned for every AED 4 of spend (local purchase)
  • Points never expire
  • Redeemable at 14 airlines, 3 hotel partners and o merchandise from leading brands across fashion, electronics and more.

Membership Rewards® programme is American Express way of thanking you for using the Platinum Credit Card. Use your points to treat yourself to rewards from leading brands in travel, fashion, electronics and more.

SPEND AED 5,250 per month and earn 31,500 Membership Rewards points per annum.  Redeem for AED 1,000 Voucher from RIVOLI
SPEND AED 9,000 per Month and earn 54,000 Membership Rewards points per annum. Redeem for a return trip ticket to London
SPEND AED 19,200 per Month and earn 115,200 Membership Rewards points per annum. Redeem for Apple Watch series 6

Things To Be Aware Of

  • Welcome offer only for applications via the Amex MENA app