Best Credit Card In UAE
+971

MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2760

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Premium lifestyle & travel benefits
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme

MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2,760

Non AED Transaction Fee

2.94%

Cash Advance Fee

4.00 % / Min 50

Key Features

  • Receive a US$ 300 / AED 1,100 Annual Travel Credit
  • Complimentary Wi-Fi services with Boingo
  • Complimentary Priority PassTM enrolment to over 1,000 Airport Lounges globally for Basic and Supplementary Cardmember
  • Dedicated Platinum Travel and Concierge Services 24/7
  • Complimentary enrolment to Membership Rewards®
  • Comprehensive Travel Insurance
  • Enrolment to leading hotel loyalty programmes
  • Comprehensive Travel Insurance. Your policy number is 'AMEX20'

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 1 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 14 airline partners and 4 hotel partners

Things To Be Aware Of

  • This is a charge card:full bal payment to be made each month
  • 1 Platinum and 4 Gold Supplementary cards without a fee.
  • 2.5% monthly charge on outstanding balance

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 395

  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Access to Membership Rewards® program
  • Exclusive American Express Selects offers
  • Travel Accident Insurance

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 395

Non AED Transaction Fee

2.94%

Cash Advance Fee

3.00 % / Min 100

Key Features

  • Access to the Membership Rewards® program, with 1 point earned for every AED 4 of spend
  • Access to Airport lounges across the Middle East
  • Exclusive offers brought to you by American Express SelectsSM
  • Travel Accident Insurance

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 1 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 14 airline partners and 4 hotel partners

Things To Be Aware Of

  • Membership Rewards® Programme® Annual Fee:AED 95
  • If self-employed must be working for more than 2 years
  • Min salary for self-employed is AED 22,920 p.m

MINIMUM SALARY

AED 21,250

RATE

3.25%

ANNUAL FEE

AED 700

  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Annual fee waiver with "FeeBack"
  • Exclusive American Express Selects offers
  • Premium travel benefits
  • Global Airport Lounge Access

MINIMUM SALARY

AED 21,250

RATE

3.25%

ANNUAL FEE

AED 700

Non AED Transaction Fee

2.94%

Cash Advance Fee

3.00 % / min AED100

Key Features

  • Access to the Membership Rewards® program, with 2 point earned for every AED 4 of spend
  • Membership Rewardspoints that can be redeemed for complimentary flights, upgrades, hotel stays and more
  • Annual fee waiver with FeeBack
  • Access to 1,400+ Airport lounges globally with Priority PassTM programme
  • Annual fee waiver with "FeeBack"
  • Exclusive offers brought to you by American Express SelectsSM
  • Comprehensive Travel Insurance. Your policy number is 'AMEX13'

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 2 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 12 airline partners and 3 hotel partners

Membership Rewards® programme is our way of thanking you for using the Platinum Credit Card. Earn 2 points with every AED 4 you spend on eligible purchases. Use your points to treat yourself to rewards from leading brands in travel, fashion, electronics and more.

SPEND AED 5,250 per Month
Earn 31,500 Membership Rewards points per annum Redeem for AED 1,000 Voucher from RIVOLI
SPEND AED 9,000 per Month
Earn 54,000 Membership Rewards points per annum
Redeem for a return trip ticket to London
SPEND AED 19,200 per Month
Earn 115,200 Membership Rewards points per annum Redeem for Apple Watch series 6

Things To Be Aware Of

  • If self-employed, must be working for more than one year