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MINIMUM SALARY

AED 25,000

RATE

3.33%

ANNUAL FEE

AED 4500

  • Balance_Transfer
  • Airport_Lounge_Access
  • Golf_offers
  • Valet_Parking
  • Travel_Insurance
  • Purchase_Protection
  • Extended_Warranty
  • Air_Miles
  • Airport_Chauffeur_Services
  • 50,000 Bonus Skywards Miles
  • Fast track to Emirates Skywards Gold Tier membership
  • Emirates Airlines Home Check-In service
  • Complimentary valet parking, golf, airport transfer offers

MINIMUM SALARY

AED 25,000

RATE

3.33%

ANNUAL FEE

AED 4,500

Non AED Transaction Fee

3.45

Cash Advance Fee

3

Joining Offers

  • 50,000 welcome bonus Miles

Key Features

  • Upto 50,000 bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • 4 complimentary Emirates Airlines Home check-in services within Dubai
  • Unlimited Airport lounge access globally for cardholder plus a guest
  • 4 Complimentary airport transfers per year
  • Complimentary valet parking 4 times a year
  • Complimentary golf rounds for the cardholder plus a guest
  • Exciting travel and lifestyle benefits
  • Complimentary Concierge Services

Reward Features

50,000 Bonus Emirates Skywards Miles - Get welcome bonus of 50,000 Skywards Miles on first spend.

Earn Emirates Skywards Miles Rewards:

  • Earn Skywards Miles for every AED 3.68 equivalent spend:
  • Emirates and flydubai spends: 3 Miles
  • Foreign currency spends: 2 Miles*
  • Local currency spends: 1.5 Miles*
  • Specific category spends: 0.25 Miles*

*Specific merchants in the following categories will receive 0.25 Skywards Miles per AED 3.68 (or equivalent) for AED and non – AED transactions: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organisation.



Things To Be Aware Of

  • 5th supplementary card onwards annual fee is AED 4500

MINIMUM SALARY

AED 25,000

RATE

3.33%

ANNUAL FEE

AED 4500

  • Golf offers
  • Valet Parking
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • 1 year complimentary Amazon Prime membership
  • Complimentary Emirates Home check-in services

MINIMUM SALARY

AED 25,000

RATE

3.33%

ANNUAL FEE

AED 4,500

Non AED Transaction Fee

3.10%

Cash Advance Fee

3.00 % / AED 99

Joining Offers

Welcome Offer: 

Upto 120,000 bonus Skywards Miles

  • 50,000 welcome bonus Miles
  • 70,000 bonus Skywards Miles (subject to meeting spend thresholds)

Key Features

  • Upto 120,000 bonus Skywards Miles
  • 1 year complimentary Amazon Prime membership
  • Fast track to Emirates Skywards Gold tier membership.
  • Four complimentary Emirates Home check-in services within Dubai.
  • Unlimited Airport lounge access globally for primary cardholder via LoungeKey.
  • Complimentary airport transfers
  • Exciting travel and lifestyle benefits.
  • Complimentary Concierge Services
  • Valet Parking
  • Complimentary golf for Cardholder
  • Exclusive Mastercard World Elite Concierge benefits
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
  • Mastercard Buy 1 Get 1 free offers
  • MyUS Online shopping benefits and offers
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Special offers including free nights at Oberoi Hotels & Resorts
  • Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® President's Circle membership
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Exclusive luxury hotel offers at select Soneva properties in Maldives and Thailand
  • Instant upgrade to DISCOVERY Black-level membership, a loyalty programme of Global Hotel Alliance
  • Exclusive discounts on Airport Meet & Greet services
  • Travel insurance cover upto $500,000 covering the cardholder & family
  • Car rental insurance cover up to USD 50,000
  • Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Reward Features

Up to 120,000 bonus Skywards Miles

  • 50,000 welcome bonus Miles
  • 70,000 bonus Skywards Miles (subject to meeting spend thresholds)

*Minimum retail spend of AED 130,000 within 6 months from the card issuance date, when you apply for your Emirates Skywards card from 1st July 2020 till 31st July 2020

Things To Be Aware Of

  • Minimum retail spend of AED 140,000 within 6 months
  • 5th supplementary card onwards annual fee is AED 4500

Who is Eligible for a Abu Dhabi Islamic Bank (ADIB) Credit cards for AED 24000 to 26000?

To apply for a Abu Dhabi Islamic Bank (ADIB) Credit cards, you need to meet these eligibility criteria:

  • Minimum Salary: AED 24000 per month

  • Age: 21 years and above

  • Residency: UAE nationals and expatriates

  • Employment Type: Salaried or self-employed professionals

Documents Required

Prepare the following documents before applying:

  • Emirates ID (for UAE residents)

  • Passport & Visa Copy (for expatriates)

  • Salary Certificate from employer

Bank Statements (last 3-6 months)

FAQs

You need to earn a minimum salary of AED 24000, be 21 years or older, and provide necessary documents such as Emirates ID, salary certificate, and bank statements.

Some cards require a salary transfer, while others do not. Check the terms and conditions of each card before applying.

Credit limits vary based on your salary, credit history, and bank policies.