MINIMUM SALARY
AED 15,000
RATE
3.09%
ANNUAL FEE
AED 1199
MINIMUM SALARY
AED 15,000
RATE
3.09%
ANNUAL FEE
AED 1,199
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
100,000 welcome Etisalat Smiles Points
Key Features
Reward Features
Earn Etisalat Smiles Rewards Points
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.33%
ANNUAL FEE
AED 1500
MINIMUM SALARY
AED 15,000
RATE
3.33%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / AED 99
Joining Offers
Welcome Offer:
Upto 60,000 bonus Skywards Miles
Key Features
Reward Features
Up to 60,000 bonus Skywards Miles
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
2.99%
ANNUAL FEE
AED 750
MINIMUM SALARY
AED 15,000
RATE
2.99%
ANNUAL FEE
AED 750
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
ADIB Rewards Program
Earn 2.5 reward points for 1 AED you spend on your card. Points earned can be used towards airline tickets, shopping mall vouchers and Club Apparel gift cards.
Things To Be Aware Of
To apply for a Abu Dhabi Islamic Bank (ADIB) Credit cards, you need to meet these eligibility criteria:
Minimum Salary: AED 14000 per month
Age: 21 years and above
Residency: UAE nationals and expatriates
Employment Type: Salaried or self-employed professionals
Prepare the following documents before applying:
Emirates ID (for UAE residents)
Passport & Visa Copy (for expatriates)
Salary Certificate from employer
Bank Statements (last 3-6 months)
You need to earn a minimum salary of AED 14000, be 21 years or older, and provide necessary documents such as Emirates ID, salary certificate, and bank statements.
Some cards require a salary transfer, while others do not. Check the terms and conditions of each card before applying.
Credit limits vary based on your salary, credit history, and bank policies.