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FAB Personal Loans for UAE Expats

FAB Personal Loans for UAE Expats

First Abu Dhabi Bank (FAB)

SALARY TRANSFER

No

FIXED RATE

8.39%

MONTHLY SALARY

AED 15,000

REDUCING RATE

14.99%

  • Attractive loan amounts up to AED 600,000
  • Interest rates starts from 14.99% variable per year
  • Minimum documentation
  • Employer need not be on the FAB approved list
  • Comprehensive Life Insurance coverage

Salary Transfer Required?

No

Minimum Monthly Salary

AED 15,000

Fixed Rate

8.39%

Reducing Rate

14.99%

Max Loan Amount

600,000

Key Features

  • Get high loan amounts of up to AED 600,000 with flexible payment terms of up to 48 months
  • Enjoy best-in-class rates starting from 14.99%* fixed per year
  • A salary transfer to a FAB account is not required, and you can pay your instalments from the bank account into which you receive your salary each month
  • A personal loan is available even if your employer is not on FAB’s Approved List of Employers
  • Benefit from comprehensive life insurance coverage
  • Flexible repayment terms
  • Minimum documentation
  • Fast-track approvals

 

*All interest rates quoted are effective rates on the loan’s outstanding balance.

FAB Non Salary Transfer Personal Loans for UAE Nationals

FAB Non Salary Transfer Personal Loans for UAE Nationals

First Abu Dhabi Bank (FAB)

SALARY TRANSFER

No

FLAT RATE

10.49 %

MONTHLY SALARY

AED 15,000

  • Loans upto AED 1,200,000
  • Lowest-in-class rates starting from 10.49% flat rate per year
  • Employer need not be on the FAB approved list of companies
  • Pay from current salary transfer account
  • Comprehensive life insurance coverage

Salary Transfer Required?

No

Minimum Monthly Salary

AED 15,000

Fixed Rate

10.49 %

Max Loan Amount

1,200,000

Joining offers

Apply for a FAB Personal Loan, top up your existing loan, or move your loan to FAB for a chance to win the powerful and aerodynamic Rabdan One, the first UAE-made electric vehicle. Plus, you could be one of the 51 customers to win prizes worth a grand total of AED 150,000 in FAB Rewards.  

Key Features

  • Loans up to AED 1,200,000
  • Lowest-in-class rates starting from 10.49% flat rate per year
  • A salary transfer to a FAB account is not required
  • Pay your instalments from the bank account into which you receive your salary each month
  • A personal loan is available even if your employer is not on FAB’s Approved List of Employers
  • Comprehensive life insurance coverage
FAB Non-Salary Transfer Islamic Personal Finance

FAB Non-Salary Transfer Islamic Personal Finance

First Abu Dhabi Bank (FAB)

SALARY TRANSFER

Yes

FIXED RATE

5.72

MONTHLY SALARY

AED 15,000

REDUCING RATE

10.49

  • Loans up to AED 1million
  • Interest rates starts from 8.39% per year for UAE Nationals
  • Interest rates starts from 5.43% per year for UAE Nationals

Salary Transfer Required?

Yes

Minimum Monthly Salary

AED 15,000

Fixed Rate

5.72

Reducing Rate

10.49

Max Loan Amount

1,000,000

Joining offers

Apply for FAB Islamic Personal Finance, top up your existing finance, or move your finance to FAB Islamic for a chance to win the powerful and aerodynamic Rabdan One, the first UAE-made electric vehicle. Plus, you could be one of the 51 customers to win prizes worth a grand total of AED 150,000 in FAB Islamic Rewards.  

FAB Personal Loans for Expats

FAB Personal Loans for Expats

First Abu Dhabi Bank (FAB)

SALARY TRANSFER

No

FIXED RATE

5.44 %

MONTHLY SALARY

AED 7,000

Variable Rate

7.20 %

  • Attractive loan amounts up to AED 2000,000
  • Interest rates starts from 5.44% fixed rate per year
  • 120 days grace period
  • Comprehensive Life Insurance coverage

Salary Transfer Required?

No

Minimum Monthly Salary

AED 7,000

Fixed Rate

5.44 %

Reducing Rate

7.20 %

Max Loan Amount

2,000,000

Key Features

  • Get high loan amounts of up to AED 2,000,000 with flexible payment terms of up to 48 months
  • Enjoy best-in-class rates starting from
    • 5.44% Fixed per year -With multi product package (with a salary transfer to your fab account and holding a credit card from FAB)
    • 7.20% Variable per year - With a salary transfer to your FAB account without holding a credit card from FAB
  • A salary transfer to a FAB account is required
  • Benefit from comprehensive life insurance coverage

Things To Be Aware Of

  • Minimum monthly income of AED 10,000 is required
FAB Personal Loan For UAE Nationals

FAB Personal Loan For UAE Nationals

First Abu Dhabi Bank (FAB)

SALARY TRANSFER

Yes

FIXED RATE

4.70 %

MONTHLY SALARY

AED 7,000

Variable Rate

6.20 %

  • Attractive loan amounts up to AED 5,000,000
  • Interest rates starts from 4.70% fixed rate per year
  • Up to 210 days grace period before first installment
  • Comprehensive Life Insurance coverage

Salary Transfer Required?

Yes

Minimum Monthly Salary

AED 7,000

Fixed Rate

4.70 %

Reducing Rate

6.20 %

Max Loan Amount

5,000,000

Key Features

      • Get high loan amounts of up to AED 5,000,000 with flexible payment terms of up to 48 months
      • A salary transfer to a FAB account is required
      • Benefit from comprehensive life insurance coverage
      • Enjoy best-in-class rates starting from
        • 4.70% Fixed rate per yea r- With multi product package (with a salary transfer to your FAB account and holding a credit card from FAB)
        • 6.20% Variable rate per year - With a salary transfer to your FAB account without holding a FAB credit card
Non-Salary Transfer Islamic Personal Finance

Non-Salary Transfer Islamic Personal Finance

First Abu Dhabi Bank (FAB)

SALARY TRANSFER

No

FIXED RATE

5.72

MONTHLY SALARY

AED 15,000

REDUCING RATE

10.49

  • Loans up to AED 1.2 million
  • Interest rates starts from 5.72% per year for UAE Nationals
  • Interest rates starts from 8.70% per year for expats
  • A salary transfer to a FAB account is not required

Salary Transfer Required?

No

Minimum Monthly Salary

AED 15,000

Fixed Rate

5.72

Reducing Rate

10.49

Max Loan Amount

1,200,000

Joining offers

Apply for FAB Islamic Personal Finance, top up your existing finance, or move your finance to FAB Islamic for a chance to win the powerful and aerodynamic Rabdan One, the first UAE-made electric vehicle. Plus, you could be one of the 51 customers to win prizes worth a grand total of AED 150,000 in FAB Islamic Rewards.

Key Features

  • For UAE Nationals:
    • High finance amounts of up to AED 1.2 million with flexible payment terms of up to 48 months (or up to 60 months for Ministry of Defence employees)
    • Best-in-class profit rates starting from 5.72% per year (equivalent to a reducing balance rate of 10.49%* per year)
  • For Expats
    • High finance amounts of up to AED 800,000 with flexible payment terms of up to 48 months
    • Best-in-class profit rates starting from 8.70% per year (equivalent to a reducing balance rate of 15.49%* per year)
  • A salary transfer to a FAB account is not required, and you can pay your instalments from the bank account into which you receive your salary each month
  • Personal finance is available even if your employer is not on FAB Islamic’s Approved List of Employers
  • Comprehensive life Takaful coverage

One-time upfront processing fee of 1.05% will apply on the finance amount (minimum AED 525 and maximum AED 2,625). A life Takaful contribution may apply. For further information on fees and charges

Non-listed Company Personal Finance for UAE Nationals

Non-listed Company Personal Finance for UAE Nationals

First Abu Dhabi Bank (FAB)

SALARY TRANSFER

Yes

FLAT RATE

4.86 %

MONTHLY SALARY

AED 10,000

REDUCING RATE

8.99 %

  • Loans up to AED 500,000
  • Low interest rate from 4.86% per year
  • Employer does not have to be a FAB listed company

Salary Transfer Required?

Yes

Minimum Monthly Salary

AED 10,000

Fixed Rate

4.86 %

Reducing Rate

8.99 %

Max Loan Amount

500,000

Key Features

  • High finance amounts of up to AED 500,000 with flexible payment terms of up to 48 months
  • Best-in-class profit rates starting from 4.86% per year (equivalent to a reducing balance rate of 8.99%* per year)
  • Personal finance is available even if your employer is not on FAB Islamic’s Approved List of Employers

*All profit rates quoted are effective rates on the finance’s outstanding balance.

Things To Be Aware Of

  • Minimum monthly income of AED 10,000 is required
Non-listed Company Personal Loan for UAE Nationals

Non-listed Company Personal Loan for UAE Nationals

First Abu Dhabi Bank (FAB)

SALARY TRANSFER

Yes

FIXED RATE

8.99 %

MONTHLY SALARY

AED 10,000

  • Attractive interest rate of 8.99% fixed per year
  • Employer does not have to be a FAB listed company
  • Up to 60 months repayment for MOD employees
  • Loan amounts of up to AED 500,000

Salary Transfer Required?

Yes

Minimum Monthly Salary

AED 10,000

Fixed Rate

8.99 %

Max Loan Amount

500,000

Key Features

  • Low interest rate of 8.99% fixed per year”
  • Maximum loan amount of up to AED 500,000
  • Up to 48 months repayment period (up to 60 months for Ministry of Defence employees)

Things To Be Aware Of

  • Minimum monthly income of AED 10,000 is required
Non-listed Company Personal Loan for Expats

Non-listed Company Personal Loan for Expats

First Abu Dhabi Bank (FAB)

SALARY TRANSFER

Yes

FIXED RATE

11.99 %

MONTHLY SALARY

AED 10,000

  • Attractive interest rate of 11.99% fixed per year
  • Employer does not have to be a FAB listed company
  • Loan amounts of up to AED 500,000

Salary Transfer Required?

Yes

Minimum Monthly Salary

AED 10,000

Fixed Rate

11.99 %

Max Loan Amount

500,000

Key Features

  • Low interest rate of 11.99% fixed per year
  • Maximum loan amount of up to AED 500,000
  • Up to 48 months repayment period 

Things To Be Aware Of

  • Minimum monthly income of AED 10,000 is required
Islamic Personal Finance for Expats

Islamic Personal Finance for Expats

First Abu Dhabi Bank (FAB)

SALARY TRANSFER

Yes

FLAT RATE

2.87 %

MONTHLY SALARY

AED 7,000

REDUCING RATE

5.44 %

  • Attractive loan amounts up to 2,000,000
  • Cashback on salary transfers, credit cards, finances etc.
  • 120 days grace period before 1st repayment

Salary Transfer Required?

Yes

Minimum Monthly Salary

AED 7,000

Fixed Rate

2.87 %

Reducing Rate

5.44 %

Max Loan Amount

2,000,000

Key Features

  • With Multi Product Pacakage (with a salary transfer to a FAB Islamic savings account and Islamic credit card):
    • 2.87%* (equivalent to a reducing rate of 5.44%*) per year
  • With a salary transfer to a FAB Islamic savings account without an Islamic credit card:
    • 3.85%* (equivalent to a reducing rate of 7.2%*) per year

*This offer may be withdrawn or amended at any time at the bank’s discretion.

  • Maximum loan amount up to AED 2,000,000
  • 120 days grace period before 1st repayment