• UAE Nationals:
  • 2.49%* (equivalent to a reducing rate of 5.74%*) per year- With Multi Product Package (with a salary transfer to a FAB Islamic savings account and Islamic credit card)
  • 3.29%* (equivalent to a reducing rate of 6.2%*) per year - With a salary transfer to a FAB Islamic savings account without an Islamic credit card
  • Loan amount upto AED 5 Million
  • 210 days grace period
• Expats:
  • 2.82%* (equivalent to a reducing rate of 5.34%*) per year- With Multi Product Package (with a salary transfer to a FAB Islamic savings account and Islamic credit card)
  • 3.85%* (equivalent to a reducing rate of 7.2%*) per year - With a salary transfer to a FAB Islamic savings account without an Islamic credit card
  • Loan amount upto AED 2 Million
  • 120 days grace period
  • Comprehensive personal life Takaful coverage
  • Flexible repayment terms of up to 48 months to repay through your FAB account

Apply for FAB Islamic Personal Finance, top up your existing finance, or move your finance to FAB Islamic for a chance to win the powerful and aerodynamic Rabdan One, the first UAE-made electric vehicle. Plus, you could be one of the 51 customers to win prizes worth a grand total of AED 150,000 in FAB Islamic Rewards.  

Apply for FAB Islamic Personal Finance, top up your existing finance, or move your finance to FAB Islamic for a chance to win the powerful and aerodynamic Rabdan One, the first UAE-made electric vehicle. Plus, you could be one of the 51 customers to win prizes worth a grand total of AED 150,000 in FAB Islamic Rewards.

• For UAE Nationals:
  • High finance amounts of up to AED 1.2 million with flexible payment terms of up to 48 months (or up to 60 months for Ministry of Defence employees)
  • Best-in-class profit rates starting from 5.72% per year (equivalent to a reducing balance rate of 10.49%* per year)
• For Expats
  • High finance amounts of up to AED 800,000 with flexible payment terms of up to 48 months
  • Best-in-class profit rates starting from 8.70% per year (equivalent to a reducing balance rate of 15.49%* per year)
• A salary transfer to a FAB account is not required, and you can pay your instalments from the bank account into which you receive your salary each month
• Personal finance is available even if your employer is not on FAB Islamic’s Approved List of Employers
• Comprehensive life Takaful coverage

One-time upfront processing fee of 1.05% will apply on the finance amount (minimum AED 525 and maximum AED 2,625). A life Takaful contribution may apply. For further information on fees and charges