HSBC Live +

HSBC
Live +

Minimum Salary AED 5000
Annual Fee AED 313.95
Rate 3.69%
Cash Advance 3.15.00% /Min AED105
Non AED Transaction Fee 2.1%
Minimum Salary AED 5000
Annual Fee AED 313.95
Rate 3.69%
Cash Advance 3.15.00% /Min AED105
Non AED Transaction Fee 2.1%

Top Reasons To Choose

  • Up to 6% cashback on your spend
  • Buy 1 Get 1 Free movie tickets every month
  • 12 complimentary visits a year to 1,000+ airport lounges
  • No annual fee for the 1st year

Things To Be Aware Of

Earn 6% (up to AED 200) on dining, 5% (up to AED 200) on fuel and 2% (up to AED 200 each) on groceries, education and entertainment per statement cycle when you spend at least AED 3,000 a month. Earn 0.5% on all other spends, and when you spend less than AED 3,000 a month. No annual fee for the 1st year and 2nd year onwards waiver subject to meeting minimum spend*

 

Reward Features

Earn Cashback on ALL spends:
  • Earn 6% (up to AED 200) on dining, 5% (up to AED 200) on fuel and 2% (up to AED 200 each) on groceries, education and entertainment per statement cycle when you spend at least AED 3,000 a month
  • Earn 0.5% on all other spends, and when you spend less than AED 3,000 a month
  • Cashback will be automatically credited to your statement every month.

There is a minimum spend of AED 3000 in a month which needs to be met to avail the cashback on fuel, supermarket and education categories. Incase the spend is not met one will earn 0.5% cashback on the transactions.

Joining Offers

Get up to AED 800 cashback. Enjoy AED 600 when you apply for selected credit cards, plus AED 100 the first time you use your card in your mobile wallet, and AED 100 when you apply for your first supplementary card and use it for one transaction.

The campaign is open to all new and existing HSBC customers who apply and receive approval for a new primary credit card and who do not have a primary credit card at the time of application and had not had one during the 6 months prior to applying.
 

Detailed Features

  • Earn upto AED 800 on cashback as joining bonus. 
  • No annual fee of for the first year and it'll be waived from the second year onwards, subject to you meeting a minimum spend of AED 12,000. After the first year and on an annual basis thereafter, your Annual Fee will be waived on the HSBC Live+ Credit Card provided you spend a minimum of AED 12,000 in the previous 12 months (“Minimum Spend”) (either domestically or internationally). If you do not meet the Minimum Spend, an Annual Fee of AED 299 (AED 313.95 inclusive of VAT) will be charged in the 13th month. Please refer to the latest Schedule of Services and Tariffs available on HSBC's website for complete details.
  • Education cashback will change to 0.5% with no cap from 1 March 2025
  • Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.
  • Get discounts at over 400 restaurants across the UAE when you pay with your credit card
  • Buy 1 Get 1 Free movie tickets every month, up to 25% off food and drink at cinemas across the UAEcinemas across the UAE.
  • Enjoy over 200 offers across dining, retail and accommodation across MENA with the Timeout and Golf Access Programme Timeout and Golf Access Programme.
  • Get up to 8% off accommodation with Booking.com when you book on your credit card
  • 12 complimentary visits a year to 1,000+ airport lounges
  • Complimentary travel inconvenience and travel medical insurance for trips booked with your card
  • Discounts at hundreds of dining outlets across the UAE with I Love Dining program
  • Home&Away program with offers on shopping, dining and entertainment at thousands of outlets worldwide
  • Hundreds of 0% Flexi Instalment Plans and partners' discount offers across UAE
  • Protection against unauthorised or fraudulent use of your card


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