HSBC
Black Credit Card

• 1.5 Air Miles per 1 AED of foreign currency spends.
• 1.5 Air Miles per 1 AED spend on online purchases.
• 2.5 Air Miles per 1 AED spend on airlines, hotels, car rentals, 1 Air Mile per 1 AED spend on all other transactions.
• Redeem Airmiles online, from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more.
• Airmiles can be exchanged with Emirates Skywards Miles & Eithad Guest Miles.
• Exchange ratio is 12 Air Miles for 1 Skywards Mile & 9 Air Miles for 1 Etihad Guest Mile.
• Minimum 30,000 Air Miles required for exchange.

• Joining Bonus: Receive an AED 800 joining bonus when you sign up for the card, giving you an immediate reward for choosing this card.
• Sign-Up and Renewal Air Miles: Earn 150,000 Air Miles upon signing up, and enjoy an additional 75,000 Air Miles each year when you renew your membership. This significant boost helps you accumulate miles faster for flights, hotel stays, and more.

Earning Air Miles: 

• Earn 2.5 Air Miles for every AED 1 spent on travel, making your vacations and business trips more rewarding.
• Earn 1.5 Air Miles for every AED 1 spent online and on foreign exchange (FX), perfect for those who shop online or travel frequently.
• Earn 1 Air Mile for every AED 1 spent on all other purchases, ensuring you’re always earning rewards, no matter where you spend.

Travel Benefits:

• Discounted Car Rentals: Enjoy up to 10% off on your next car or truck rental with Budget, making your travel more affordable.
• Airport Lounge Access: Get unlimited complimentary access to over 1,000 airport lounges worldwide for both you and a guest, providing a more comfortable travel experience.
• Travel Insurance: Travel with peace of mind thanks to complimentary travel inconvenience and medical insurance when booking trips with your card, ensuring coverage for unexpected situations.
• Hotel Discounts: Get up to 10% off on hotel bookings made through the Expedia and Agoda HSBC cobranded websites, stretching your travel budget further.
• Global Hotel Alliance Membership: Enjoy complimentary Discovery Titanium membership with discounts at Global Hotel Alliance properties, enhancing your travel experience.
• Hertz Car Rentals: Benefit from up to 15% off on Hertz car rentals and complimentary President's Circle membership, adding value to your international travels.
• Dining Discounts: Take advantage of discounts at hundreds of dining outlets across the UAE with the I Love Dining program, perfect for food lovers.
• Home&Away Program: Access a wide range of offers on shopping, dining, and entertainment at thousands of outlets worldwide, ensuring savings wherever you go.
• 0% Flexi Instalment Plans: Convert your large purchases into smaller, manageable payments with 0% Flexi Instalment Plans available at hundreds of partners across the UAE.
• Avis Car Rental Discounts: Save up to 35% on your next car rental with Avis, plus enjoy additional savings with the rental collision and loss damage waiver when booking with your card.
• Hotel Discounts at IHG: Enjoy a 15% discount on stays at IHG Hotels & Resorts, providing more luxurious stays at a lower cost.

Lifestyle Benefits:

• HSBC ENTERTAINER App: Access over 11,000 ‘Buy 1-Get 1 Free’ offers, including exclusive deals on Fine Dining and Cheers, making your leisure activities more affordable.
• Complimentary 12-month Careem Plus subscription
• Amazon: Enjoy 15% off 1 purchase, up to AED 75, every month
• International Concierge Service: Benefit from a concierge service that assists with luxury travel planning and grants access to exclusive events, elevating your lifestyle experiences.
• Complimentary Golf: Enjoy two free rounds of golf each month at select clubs across Dubai, Abu Dhabi, and RAK, perfect for golf enthusiasts. Additionally, from September 2024, spend over AED 15,000 per month to maintain this benefit, and enjoy 20% off extra rounds with SpikesOn at 10 golf courses across the UAE.
• Cinema Offers: Get up to 8 ‘Buy 1-Get 1 Free’ cinema tickets per month at VOX and Reel cinemas in the UAE, making movie nights more enjoyable.
• Enjoy Buy 1 Get 1 Free tickets at Roxy Cinemas twice a month, as well as 20% off food and drinks while paying for Platinum tickets at the Platinum lounges
• Fitness First Access: Starting 1 September 2024, gain access to any Fitness First club up to 12 times a month for just AED 1 per visit when you spend over AED 10,000 monthly, encouraging a healthy lifestyle at a fraction of the cost.