Best Credit Card In UAE
+971

MINIMUM SALARY

AED 40,000

RATE

2.79%

ANNUAL FEE

AED 0

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Welcome bonus of 500,000 UAB Reward points
  • Premium travel & lifestyle benefits
  • Earn rewards points on all spends

MINIMUM SALARY

AED 40,000

RATE

2.79%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.00%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

Welcome Bonus

  • 500,000 UAB Reward Points
  • (AED 1500 to be paid within 30 days of card issuance)

Key Features

  • Earn up to 3 UAB Rewards on every US $1 spent
  • Complimentary access to 1000+ lounges globally for the cardholder PLUS a guest (via Loungekey)
  • 10 B1G1 tickets at VOX on Sundays and 20% off at Roxy
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Travel Insurance (Personal accident benefit up to $1 Million)
  • Dragon Pass ‘Dine & Fly’ airport dining program
  • Discounts on Hotels.com
  • 8% discount on hotel bookings made at Hotels.com
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
  • Great discounts on hotel & vacation rentals with Agoda
  • Luxury Hotel collection
  • YQ Meet & Assist
  • International Premium Concierge service
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • Extended Warranty
  • Purchase protection

Reward Features

Earn UAB Rewards Points:

  • 2 points for every 1 USD spent domestically
  • 3 points for every 1 USD spent internationally
  • Redeem points for flight tickets & hotels, car rentals, electronic and lifestyle products.

Things To Be Aware Of

  • Annual fee from 2nd year is AED 1,500

MINIMUM SALARY

AED 40,000

RATE

2.79

ANNUAL FEE

AED 1,500

  • First Year Free and unlimited cashback
  • Access 1,200+ airport lounges worldwide
  • 0% interest for 6 months on Balance Transfers
  • 10% cashback on Booking.com
  • 10% discount on Cleartrip

MINIMUM SALARY

AED 40,000

RATE

2.79

ANNUAL FEE

AED 1

Non AED Transaction Fee

3.15%

Cash Advance Fee

3.15 % / or AED 105

Key Features

  • Unlimited Cashback: Earn unlimited cashback on all your retail spends with your UAB World Mastercard Credit Card. (Terms & Conditions apply)
  • Hertz Gold Plus Membership: Enjoy complimentary upgrades and discounts with your Hertz Gold Plus Rewards® Five Star Membership.
  • Careem Rides: Get 20% off on three Careem rides every month with your UAB World Mastercard Credit Card.
  • Avis Car Rental: Save 25% to 35% on your next car rental across Europe, the Middle East, Africa, and Asia with Avis when you use your UAB World Mastercard.
  • Luxury Serviced Apartments: Receive a 10% discount on bookings at over 2,500 luxury serviced apartments with Onefinestay in cities like London, Paris, New York, and more.
  • Booking.com: Earn up to 10% cashback on bookings made through [Booking.com](https://www.booking.com/mastercardmea) using your UAB World Mastercard Credit Card.
  • Cleartrip: Get a 10% discount on international roundtrip bookings at [Cleartrip](https://www.cleartrip.com) using the promo code MCWORLD and pay with your UAB World Mastercard.
  • Visa Assistance: Avail visa assistance for $15, helping you apply for and book travel visa appointments more conveniently.
  • Priceless Specials: Enjoy Buy 1 Get 1 and other exciting offers on dining, fitness, beauty, hotels, and attractions with the Priceless Specials app. Register with your UAB World Mastercard to start saving.
  • Bicester Village VIP Access: Receive a complimentary VIP invite and access to VIP lounges at Bicester Village.
  • Balance Transfer: 0% interest for 6 months with a 3.15% processing fee or AED 315 (whichever is higher). Transfer a minimum of AED 2,500 up to 80% of your UAB Mastercard Credit Card limit.
  • Loan on Phone: 0% interest for 6 months with a 3.15% processing fee or AED 315 (whichever is higher). Choose 3, 9, or 12 months at 1.90%, 1.29%, and 0.99% interest rates with a 2.10% processing fee or AED 210 (whichever is higher).
  • Travel Insurance: Enjoy Travel Inconvenience Insurance and Travel Medical Insurance (up to $500K) when you purchase tickets using your UAB World Mastercard. Visit [MC Peace of Mind](https://www.mcpeaceofmind.com/world) for claims.
  • Airport Lounge Access: Access 1,200+ airport lounges worldwide with the Mastercard Travel Pass app. Enjoy a digital and contactless experience by registering your UAB World Mastercard.
  • Apple Pay: Use your UAB World Mastercard Credit Card with Apple Pay for fast, easy, and secure contactless payments on your iPhone, Apple Watch, iPad, and Mac.

Reward Features

Indulge in exclusive experiences with unlimited cashback when you use your UAB World Mastercard Credit Card. Maximise your cashback by shopping across categories and brands at all local and international retail chains.

  • 1% on domestic spend and 1% on international spend
  • *No minimum spends. No cashback cap.