• Avail a high personal loan amount upto AED 500,000 (or upto 20 multiples of your salary)
• Loan amounts of up to 20 times of your salary
• Topup your loan whenever you want
• Get an in-principle decision in 10 minutes

For the long awaited dreams or unexpected expenses, make it happen with Citi Personal Loan. With competetive rates, high loan amounts and flexible repayment periods between 6 to 48 months.

Citi Personal Loan does not requrie any assets to be pledged as a collateral and are processed with minimum documentation.

Personal Loans in UAE are offered to customers for a variety of reasons including education, travel, medical and many more.  There are two types of personal loans, one which requires a salary transfer and one which doesn’t.

Loans are offered for a minimum period of 6 to a maximum of 48 months expats and 60 months for UAE Nationals.

Most of the banks assign Loan APR (Annual Percentage Rate) based on the profile of the customer and his/her employer. A few banks use bureau score to assign interest rates.  

Citi Personal loan Annual Percenage Rate range between from 6.99% - 8.99%.

Illustration: 

If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the equal monthly installments would be AED 479 at an effective interest rate of 6.99% per annum.           

Total repayment that would have been paid at the completion of the loan would be AED22,987. The borrower would be paying AED 2,987 as interest.  

Please use Soulwallet’s Loans equal monthly installment calculator for further simulations.

Arrangement Fee: 1% of Loan amount with min. AED 500 and up to a max. of AED 2,500

Attractive reducing interest rates starting from 5.99% reducing or 2.63% flat p.a.
Loan amounts up to AED 1,000,000
Free Bank Account with no minimum balance required
7-day Loan Return Option
Double Insurance Coverage

• Low interest rate of 11.99% fixed per year
• Maximum loan amount of up to AED 500,000
• Up to 48 months repayment period 

• High finance amounts of up to AED 500,000 with flexible payment terms of up to 48 months
• Best-in-class profit rates starting from 4.86% per year (equivalent to a reducing balance rate of 8.99%* per year)
• Personal finance is available even if your employer is not on FAB Islamic’s Approved List of Employers

*All profit rates quoted are effective rates on the finance’s outstanding balance.

• With Multi Product Pacakage (with a salary transfer to a FAB Islamic savings account and Islamic credit card):
  • 2.87%* (equivalent to a reducing rate of 5.44%*) per year
• With a salary transfer to a FAB Islamic savings account without an Islamic credit card:
  • 3.85%* (equivalent to a reducing rate of 7.2%*) per year

*This offer may be withdrawn or amended at any time at the bank’s discretion.

• Maximum loan amount up to AED 2,000,000
• 120 days grace period before 1st repayment

• Get high loan amounts of up to AED 2,000,000 with flexible payment terms of up to 48 months
• Enjoy best-in-class rates starting from
  • 5.44% Fixed per year -With multi product package (with a salary transfer to your fab account and holding a credit card from FAB)
  • 7.20% Variable per year - With a salary transfer to your FAB account without holding a credit card from FAB
• A salary transfer to a FAB account is required
• Benefit from comprehensive life insurance coverage

• Get high loan amounts of up to AED 5,000,000 with flexible payment terms of up to 48 months
• A salary transfer to a FAB account is required
• Benefit from comprehensive life insurance coverage
• Enjoy best-in-class rates starting from
  • 4.70% Fixed rate per yea r- With multi product package (with a salary transfer to your FAB account and holding a credit card from FAB)
  • 6.20% Variable rate per year - With a salary transfer to your FAB account without holding a FAB credit card

• Attractive reducing interest rates starting from 5.99% reducing or 2.63% flat p.a.
• Loan amounts up to AED 3,000,000
• No collateral or guarantor required
• Free Bank Account with no minimum balance requirement
• Easy process and simple documentation
• 7-day Loan Return Option

Competitive interest rates starting from 18.99% reducing
Repayment period of up to 48 months
Minimum 1 year length of business
Loan amount up to AED 300,000
7-day Loan Return Option
Double Insurance Coverage

• Avail a high personal loan amount upto AED 175,000 or upto 8x Salary (No Salary transfer to Citi is required)
• Get an in-principle approval in 10 minutes 

Whether you are taking baby steps into parenthood, renovating a home, planning a family reunion or a wedding, whatever the needs, make it happen with a Citi Personal Loan without the hassels of transferring your salary to Citi. 

Unlike most other loans, personal loans are easier t avail, as they require minimum documentation. They are processed quickly  and are usually disbursed within a week. A convenient and flexible repayment period of 6 to 48 months for a personal loans without a salary transfer.

• High loan amount up to AED 300,000
• Easy repayment options
• No collateral or guarantor required
• 100% cash without end use declaration
• 7-day Loan Return Option
• Double Insurance Coverage

• Maximum loan amount up to AED 500,000.
• Available even for customers whose employer is not on Emirates NBD's Approved List
• 7-day Loan Return Option
• Double Insurance Coverage

• Loan amount up to 90% of Fixed Deposit amount in AED and up to 80% for INR Fixed Deposit
• Loan in AED against INR Fixed Deposit Personal Loans rate starting at 3.99%
• Maximum tenor up to 48 months
• Salaried and Self-Employed customers can avail this facility
• 7-day Loan Return Option Double Insurance Coverage

• Rates starting 5.24% or 2.63% flat
• No minimum length of service required
• High loan amounts up to AED 400,000
• Option of current or savings account with no minimum balance requirement
• Free International ATM/Debit Card

• Loan amounts up to 90% of End-of-Service Benefit amount
• Attractive reducing interest rates
• Fast processing of loan application
• 7-day Loan Return Option
• Double Insurance Coverage

• Expats starting fixed profit rate of 2.95% and reducing rate of 5.39%
• Free takaful coverage
• Holiday period for Expats is up to 90 days
• Profit rates vary depending on salary
• High finance amount of up to 2 million for Expats 
• Flexible, extended repayment periods of up to 4 years
• Simple, quick approval process
• Can be used to consolidate all debts into an easy payment plan involving the same instalment every month
• External credit cards can be paid off for a lower monthly payment
• No over limit fees or additional charges with a lower profit rate
• Nominal processing fees
• Murabaha structure followed
• Shari'a based product
• Exclusive policy terms on buyout finances
• Easy Documentation
• Free Takaful Coverage
  
  *Personal Finance flat rate, approximately equivalent to 5.39% reducing rate per annum.|

• Low interest rate of 8.99% fixed per year”
• Maximum loan amount of up to AED 500,000
• Up to 48 months repayment period (up to 60 months for Ministry of Defence employees)