Non Listed Companies Home Loans

• Six months optional grace period (for Salary Transfer customers)
• ADIB paid property insurance for the full tenure
• Financing of up to 80% of property value
• No early settlement fees when selling the property
• Free partial settlement of up to 30% outstanding annually
• Salary transfer is optional
• Financing available for self-employed applicants

• Financing of up to AED 20 million for UAE Nationals
• Six months optional grace period (for Salary Transfer customers)
• ADIB paid property insurance for the full tenure
• Financing of up to 80% of the property value
• No early settlement fees when selling the property
• Free partial settlement of up to 30% outstanding annually
• Salary transfer is optional
• Financing available for self-employed applicants

• Loan amount offered up to AED 15 million* or 70 salary multiples, whichever is lower
• Financing up to 75% of the property value
• Loan tenor up to 25 years
• Pre - Approval facility Available for salaried & self-employed individuals

Loan amount offered up to AED 15 million* or 80 salary multiples, whichever is lower
Financing up to 80% of the property value
Loan tenor up to 25 years
Pre - Approval facility
Available for salaried & self-employed individuals

• Financing of up to AED 30 Million For National and Expatriates or 85% of property value
• As low as 3.99% per annum
• Exclusive profit rates for financing developer purchase or handover payments
• ADIB paid property insurance
• Six months optional grace period (for Salary Transfer customers)
• ADIB paid property insurance for the full tenure
• Financing of up to 80% of property value
• No early settlement fees when selling the property
• Free partial settlement of up to 30% outstanding annually
• Salary transfer is optional
• Financing available for self-employed applicants

• Secure a Home loan of up to AED 10 million with Mashreq.
• Loan is offered to both salaried and self-employed.
• Low interest rate options to make your loan reasonable.
• To a non UAE resident Mashreq finances up to 50% of the fair market value of the property.
• The fair market value of a property is determined by a Mashreq approved Independent valuation agency
• For home loans in UAE to a non-UAE Resident Mashreq finances up to AED 10 million.
• Based on the financials Mashreq's home loan officer will assist you in determining your home loan eligibility.
• For home loans in UAE to non-UAE residents the maximum loan tenor is 25 years.

• Apply with a minimum salary of AED 10,000
• Available for salaried and self-employed individuals
• Finance up to 85% of the Property Value
• Free life and property insurance
• No application fee
• Free partial settlement, up to 20% of the loan amount
• Mortgage for government housing programs
• Apply with a co-borrower

Enjoy fixed profit rates for up to five years if you have an existing FAB/FAB Islamic credit card or if you apply for an Islamic Credit card

Enjoy fixed profit rates for up to five years if you have an existing FAB/FAB Islamic credit card or if you apply for an Islamic Credit card

With a salary transfer to a FAB Islamic savings account and a credit card 

• Fixed profit rate period of One, Two and Three years 3.94%, and Five years 4.19% 

Without a salary transfer to a FAB Islamic savings account

• Fixed profit rate period of One, Two and Three years 4.24%, and Five years 4.44%

Other great benefits include:

• Get market-leading* profit rates when you transfer your salary to a to a FAB Islamic account. You’ll also get to choose an Islamic credit card to complement your financing, if you do not already hold one
• 60-day grace period before your first instalment or 120-days for home finance transfers
• Refund of early settlement and valuation fees for home finance transfers
• Waivers of processing fees for home finance transfers
• Up to 85% financing for first-time buyers
• No approval-in-principle fee
• Up to AED 12,500 in FAB Islamic Rewards when you transfer your salary to a FAB Islamic Savings Account and obtain FAB Islamic Credit Cards (1 AED = 250 FAB Islamic Rewards)
• Exclusive deals on processing fees and discounted valuation fees on properties with major developers

 Terms and conditions apply.

• Market-leading designation is applicable solely to the one and two year fixed periods, as substantiated by recent market studies, however this designation may no longer reflect current market conditions
• The subsequent profit rate you’ll move to when your current deal ends is three month EIBOR + 1.5% profit margin for customers with a salary transfer to a FAB Islamic savings account and it will not fall below a specified rate of 1.99% over an agreed period of time.
• The subsequent profit rate you’ll move to when your current deal ends is three month EIBOR + 1.89% profit margin for non-salary transfer customers and it will not fall below a specified rate of 1.99% over an agreed period of time.

• 3 Years fixed rates starting 2.69%* for salaried customers and 3.49% for Self Employed customers
• Home in One links your current account balances to your mortgage facility in order to reduce the mortgage balance you’re charged interest on - this will help reduce your mortgage payments each month
• Your low yielding deposits once placed in Home in One will yield the same rate as that on the loan. Additionally, you will have instant access to your funds.
• Every deposit you make lowers your interest payments reducing your Facility tenor
• You can withdraw your available balance at any time, just like any current account
• Interest is calculated on your daily balances, reducing the effective rate of interest 
• The Account offers all facilities of a Current Account i.e. Debit Card, Cheque book, Internet and Mobile banking.
• Get a Emirates Skywards Credit Card (T&C apply) along with the Loan as a bundled offer.