Home Loans Non Residents UAE with
Fixed Interest Rate

Option of Islamic & Conventional Home Finance Fixed Rate Options Repayment period of up to 25 years Financing up to 80% of property value Competitive interest rate options Flexibility to partially settle your mortgage loan anytime Refinancing Options

• Take advantage of loans up to AED 18 million for completed and under construction properties as per our list of approved developments.
• Loan transfer solution from other banks to lower your monthly commitments.
• Finance on properties from SCBs extensive list of approved developers
• Based on the Ijarah methodology, "Rent to Own" product has been approved by the indepenent Shariah supervisory committee.
• Avail a Standard Chartered current account with no minimum balance requirement.

• Dedicated ADCB Mortgage Centres will ensure a convenient, seamless, and stress-free home-buying experience
• Own your home faster– loan tenure can be reduced by up to 15 years* on a loan term of 25 years
• More savings on interest cost – enjoy up to 90%* savings on interest cost on a 25-year loan term
• Flexibility and control – a unique loan account linked to a highly flexible interest-bearing bank account
• Experienced and dedicated Mortgage Relationship Managers to guide you through the entire loan process
• Dedicated after-sales mortgage service and helpline
• Ability to switch to a different mortgage variant anytime during the loan maturity period
• Conventional Finance available
• Financing up to 85% of property value for UAE Nationals and 80% for Expatriates.
• Competitive Interest Rates with the following structures:
  • Hybrid Structure - Fixed for initial years and variable thereafter
  • Variable Rate Structure - Based on relevant EIBOR + Margin
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• Variable Rate Structure - Based on relevant EIBOR + Margin
• Repayment tenure of up to 25 years

• Secure a Home loan of up to AED 10 million with Mashreq.
• Loan is offered to both salaried and self-employed.
• Low interest rate options to make your loan reasonable.
• To a non UAE resident Mashreq finances up to 50% of the fair market value of the property.
• The fair market value of a property is determined by a Mashreq approved Independent valuation agency
• For home loans in UAE to a non-UAE Resident Mashreq finances up to AED 10 million.
• Based on the financials Mashreq's home loan officer will assist you in determining your home loan eligibility.
• For home loans in UAE to non-UAE residents the maximum loan tenor is 25 years.