Emirates Islamic Bank (EIB)
Home Loan Expats UAE

Special offer applicable only to New to Emirates Islamic Customers 

• Home Finance profit rates starting from 3.99% p.a. fixed for up to 5 years.*
• Variable profit rates starting from 3 Months EIBOR + 1.74% p.a.
• Available to all UAE Nationals & Expatriates
• Offer valid until 31 May 2024

• Home Finance profit rates starting from 3.99% p.a. fixed for up to 5 years.*
• Variable profit rates starting from 3 Months EIBOR + 1.74% p.a.
• Processing fees of 0.5% on finance amount for ready properties.**
• All profit rates are on reducing basis
• This pricing offer cannot be combined with any other active EI offer on Home Finance
• Maximum tenor of 300 months or as per eligibility based on customer’s age
• Takaful Premium is charged separately, not included in the Profit Rates applicable for Home Finance

*Please Note: Buy-out options are also available. You can transfer your existing finance from other banks and financial institution to Emirates Islamic at lower profit rates, longer tenors and lower installments.

• Financing of up to AED 30 Million For National and Expatriates or 85% of property value
• As low as 3.99% per annum
• Exclusive profit rates for financing developer purchase or handover payments
• ADIB paid property insurance
• Six months optional grace period (for Salary Transfer customers)
• ADIB paid property insurance for the full tenure
• Financing of up to 80% of property value
• No early settlement fees when selling the property
• Free partial settlement of up to 30% outstanding annually
• Salary transfer is optional
• Financing available for self-employed applicants