ADIB
Home Loan for UAE Nationals

Minimum Salary Required AED 10000

Max Loan Amount AED 20,000,000

Fixed Rate 2.06%

Reducing Rate 3.75%

Down Payment

Minimum Salary Required AED

Max Loan Amount AED 20,000,000

Fixed Rate 2.06%

Reducing Rate 3.75%

Down Payment 20%

Top Reasons To Choose

Free property insurance for the entire tenure
Optional grace period up to six months
Automatic priority status upgrade
Life insurance financing.

Documents Required

Valid salary certificate
Additional income verification
Passport copy
Khulaset Al Kaid (Family book for UAE Nationals only)
Bank Statement

Eligibility

Minimum 21 Years
Verified employment
Valid for UAE Nationals
Joint applications accepted

Detailed Features

Financing of up to AED 20 million for UAE Nationals
Six months optional grace period (for Salary Transfer customers)
ADIB paid property insurance for the full tenure
Financing of up to 80% of the property value
No early settlement fees when selling the property
Free partial settlement of up to 30% outstanding annually
Salary transfer is optional
Financing available for self-employed applicants
Automatic upgrade to ADIB Priority Status (for Salary Transfer customers)
Transactional Cost Financing available (for Salary Transfer Customers)
The variable interest rate is 3.75% (based on the Central bank's 3 months EIBOR plus a bank margin)

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