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Standard Mortgage Loans

Standard Mortgage Loans

Abu Dhabi Commercial Bank

MINIMUM SALARY

AED 15000

FIXED RATE

LOAN AMOUNT

AED 24000000

REDUCING RATE

4.5

DOWN PAYMENT

15

  • Rates from 4.5% pa
  • Competitive Interest Rates
  • Option of Islamic or Conventional Home Finance
  • Repayment tenure of up to 25 years
  • Flexibility of partial settlement

Minimum Salary Required

AED 15000

Max Loan Amount

AED 24000000

Reducing Rate

4.5

Down Payment

15

Key Features

Option of Islamic & Conventional Home Finance Fixed Rate Options Repayment period of up to 25 years Financing up to 80% of property value Competitive interest rate options Flexibility to partially settle your mortgage loan anytime Refinancing Options

Mortgage Home Saver

Mortgage Home Saver

Abu Dhabi Commercial Bank

MINIMUM SALARY

AED 15000

FIXED RATE

LOAN AMOUNT

AED 24000000

REDUCING RATE

4.74

DOWN PAYMENT

15

  • Enjoy up to 90%* savings on interest cost on a 25-year loan
  • Flexibility and control
  • Conventional Finance available
  • Financing up to 85% of property value for UAE Nationals

Minimum Salary Required

AED 15000

Max Loan Amount

AED 24000000

Reducing Rate

4.74

Down Payment

15

Key Features

  • Dedicated ADCB Mortgage Centres will ensure a convenient, seamless, and stress-free home-buying experience
  • Own your home faster– loan tenure can be reduced by up to 15 years* on a loan term of 25 years
  • More savings on interest cost – enjoy up to 90%* savings on interest cost on a 25-year loan term
  • Flexibility and control – a unique loan account linked to a highly flexible interest-bearing bank account
  • Experienced and dedicated Mortgage Relationship Managers to guide you through the entire loan process
  • Dedicated after-sales mortgage service and helpline
  • Ability to switch to a different mortgage variant anytime during the loan maturity period
  • Conventional Finance available
  • Financing up to 85% of property value for UAE Nationals and 80% for Expatriates.
  • Competitive Interest Rates with the following structures:
    • Hybrid Structure - Fixed for initial years and variable thereafter
    • Variable Rate Structure - Based on relevant EIBOR + Margin

  • Variable Rate Structure - Based on relevant EIBOR + Margin
  • Repayment tenure of up to 25 years