Detailed Features
Credit Shield Takaful
For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:
- Involuntary loss of employment - AED 30,000
- Permanent Total Disability - AED 200,000
- Death - AED 200,000
Card Protection Plus
An optional facility that allows you to set security preferences on your Prime Classic Card, determining the type of transactions your card can be used for along with financial limits and location restrictions.
Earn 1.0 Wala’a Rewards for every AED 1 spent on all retail spends and then redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.
Cash Flexibility
Enjoy easy cash access with high cash withdrawal limits of up to 80% (of total card limit) along with a cash transfer facility from your card to your Dubai Islamic Bank account.
Personal Accident and Travel Insurance coverage
- Personal Accident Benefits - Principal Sum Insured 50,000
- Accidental Death - 100% of the Principal Sum Insured
- Emergency Medical Expenses - 62,000
- Emergency Dental - 125
- Missed Departure/Cancellation - 375
- Trip Delay - 125
- Baggage Delay - 375
- Baggage Loss - 500
- Loss of Money - 125
- Personal Liability - 50,000
Free Roadside assistance
- Vehicle Servicing- Pick up and Drop off
- Vehicle Registration - once a year
- Replacement car for 24 hours in case of accident
- Battery Boost
- Flat tyre fixing
- Lock-out service
- Fuel assistance
- Off-road pull out
- International Driving License - 50% discount
Balance transfer facility
Key features:
- 80% of the Card Limit or 100% of the available cash limit can be used
- You are entitled to multiple balance transfer transactions
- No documentation required
- Instant transfer directly to the other bank’s credit card (takes from 1 to 3 business days)
- Minimum transfer amount - AED 100, maximum amount - AED 250,000.
