HSBC
Live +

• Earn 6% (up to AED 200) on dining, 5% (up to AED 200) on fuel and 2% (up to AED 200 each) on groceries, education and entertainment per statement cycle when you spend at least AED 3,000 a month
• Earn 0.5% on all other spends, and when you spend less than AED 3,000 a month
• Cashback will be automatically credited to your statement every month.
• Education cashback will change to 0.5% with no cap from 1 March 2025

There is a minimum spend of AED 3000 in a month which needs to be met to avail the cashback on fuel, supermarket and education categories. Incase the spend is not met one will earn 0.5% cashback on the transactions.

Get AED 500 cashback when you apply for this card by 30 June 2025 and spend AED 6,000 within the first 60 days. Available on primary cards only. You can't have a primary credit card when you apply or in the 6 months before applying.

• Earn upto AED 500 on cashback as joining bonus. 
• No annual fee of for the first year and it'll be waived from the second year onwards, subject to you meeting a minimum spend of AED 12,000. After the first year and on an annual basis thereafter, your Annual Fee will be waived on the HSBC Live+ Credit Card provided you spend a minimum of AED 12,000 in the previous 12 months (“Minimum Spend”) (either domestically or internationally). If you do not meet the Minimum Spend, an Annual Fee of AED 299 (AED 313.95 inclusive of VAT) will be charged in the 13th month. Please refer to the latest Schedule of Services and Tariffs available on HSBC's website for complete details.
• Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.
• Get discounts at over 400 restaurants across the UAE when you pay with your credit card
• Buy 1 Get 1 Free movie tickets every month, up to 25% off food and drink at cinemas across the UAE.
• Enjoy over 200 offers across dining, retail and accommodation across MENA with the Timeout and Golf Access Programme Timeout and Golf Access Programme.
• Get up to 8% off accommodation with Booking.com when you book on your credit card
• 12 complimentary visits a year to 1,000+ airport lounges
• Complimentary travel inconvenience and travel medical insurance for trips booked with your card
• Discounts at hundreds of dining outlets across the UAE with I Love Dining program
• Home&Away program with offers on shopping, dining and entertainment at thousands of outlets worldwide
• Hundreds of 0% Flexi Instalment Plans and partners' discount offers across UAE
• Protection against unauthorised or fraudulent use of your card