Emirates NBD
Personal Cash Loan

Salary Transfer Required?

yes

Minimum Monthly Salary

AED 10000

Fixed Rate

4.96%

Reducing Rate

8.99%

Max Loan Amount

AED 500000

Salary Transfer Required? yes

Minimum Monthly Salary AED 10,0000

Fixed Rate 4.96%

Reducing Rate 8.99%

Max Loan Amount AED 500,0000

Top Reasons To Choose

Available to employees of non-listed companies

We strive to provide financial assistance to everybody who needs it. With our Personal Cash Loan, even those who are employed by companies which are not on Emirates NBD's Approved List can get access to additional funds if the need arises.

Documents Required

Valid Passport Copy with valid Resident Visa page UAE Nationals: Idbara page of UAE Nationals
Original Emirates ID and Emirates ID copy
Proof of Residency or Utility Bill
Credit Card Statements (Where applicable)
Latest 3 Months Bank statement
Latest Salary Certificate / Salary Transfer Letter

Joining Offers

Eligibility

Minimum of 12 months banking relationship
Minimum 6 salary credits with 6 months length of service with current company
Minimum salary of AED 10,000 when you have an existing credit card or Auto Loan with Emirates NBD
Minimum salary of AED 12,000 for bank account holders with no credit card or Auto Loan with Emirates NBD

Detailed Features

7-day Loan Return Option Customers who are not satisfied after the personal loan is disbursed have the option to return the loan for free with waiver of all the fees and charges accrued.
Following are the conditions:
- Customer must notify the sales agent / bank within 7 calendar days
- The loan proceeds credited in the customer's account will be available and not withdrawn from the account from disbursal date until loan return date
- The loan amount credited in the customer's accounts will be available and offer will be valid only for fresh cases , without liability settlements (Not applicable on Top Up and take Over loans)
Double Insurance Coverage
- A dual benefit insurance coverage where in the event of unforeseen circumstances, the loan outstanding is repaid by the insurance company and an equivalent amount is given to the customer's next of kin.

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