ADCB
Personal Loan

1 Completed Application Form

2 Valid Passport, Visa and EID card copy

3 Last 3 months banks statements copy

4 Salary Certificate issued to ADCB, dated 30 days or less from date of loan application

5 Salary transfer letter

6 Details of existing loans/ liabilities

Note: A sales officer from the bank will contact you once you apply and will guide you through the documenation process.

ADCB TouchPoints awarded on ADCB Personal loan amount (AED 10,000 and above) are as follows:

• 200 TouchPoints will be earned for every AED 1,000 of loan amount, when loan amount is AED 150,000 or less.
• 300 TouchPoints will be earned for every AED 1,000 of loan amount, when loan is above AED 150,000.

• UAE Residents working for companies approved by ADCB
• Minimum Salary: AED 10,000 per month
• Age: 
  Minimum Age -21 years,
  Maximum Age - 60 years

• Additional one-time fee is applicable for life insurance cover on your ADCB Personal loan 
• Option to avail involuntary job loss cover (ILOE) for an additional monthly fee.
• ADCB Personal loan is granted against assignment of the customer’s salary and end of service benefit (gratuity) in favor of ADCB, which acts as security for the personal loan taken by the customer from ADCB.