HSBC
Personal Loan

Salary Transfer Required?

yes

Minimum Monthly Salary

AED 7500

Fixed Rate

7.49%

Max Loan Amount

AED 750000

Salary Transfer Required? yes

Minimum Monthly Salary AED 7500

Fixed Rate 7.49%

Reducing Rate 0%

Max Loan Amount AED 750000

Top Reasons To Choose

Quick approvals and processing
No need for credit insurance
Apply for a payment holiday or a top-up

Borrow up to AED 1,000,000 if you're a UAE national; for expats, it's up to AED 750,000 (eligibility subject to bank policies and credit bureau checks).

Pay your loan back over 12 to 48 months.

Documents Required

Primary Identification
- Expatriates : Valid passport, UAE Residence Visa page and valid Emirates ID
- UAE Nationals : Valid passport copy and valid Emirates ID

Evidence of Income
- Pvt. Companies - income Transfer Letter (STL)
- Govt. Companies - income Certificate (SC) or STL Bank Statement
- New to bank customers: last 2 months bank statement showing two-credit income.
  The following are exempt from the requirement: - New to country if same can be proved through date of entry in UAE - Govt. employees if the first income is credited to the account
- Buy-outs: Last 2 months bank statement Liability Letter (not more than 30 days old)Required for Buy-out only Cashier's Order Cheque (COC) Request

Joining Offers

Eligibility

You can apply for a Personal Loan if:
- You are a UAE National aged between 21 and 65 years
- You are an Expatriate resident aged between 21 and 65 years
- You earn a minimum income of AED7,500

Detailed Features

Quick approvals and processing
High Loan amounts
UAE Nationals may be eligible for a maximum loan amount of AED 1,000,000
For Expats, the eligibility is a maximum of AED 750,000
No credit life insurance required
Renewal options for 12 month loans

Apply Now

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