Emirates NBD UAE National Personal Loan with Additional Income

Emirates NBD
UAE National Personal Loan with Additional Income

Salary Transfer Required?
yes
Minimum Monthly Salary
AED 10000
Fixed Rate
3.18%
Reducing Rate
5.24%
Max Loan Amount
AED 3000000
Salary Transfer Required? yes
Minimum Monthly Salary AED 10000
Fixed Rate 3.18%
Reducing Rate 5.24%
Max Loan Amount AED 3000000

Top Reasons To Choose

  • Attractive interest rates
  • Double Insurance Cover

With this loan, UAE Nationals can turn their extra rental income or earned sponsorship fee into a loan opportunity and get additional financing for unexpected expenses.

Documents Required

  • Valid Passport Copy with valid Resident Visa page
  • UAE Nationals: Idbara page of UAE Nationals
  • Original Emirates ID and Emirates ID copy
  • Proof of Residency or Utility Bill
  • Credit Card Statements (Where applicable)
  • Salaried Individual Latest 3 Months Bank statement
  • Latest Salary Certificate / Salary Transfer Letter

Joining Offers

Eligibility

  • Minimum salary of AED 10,000
  • Minimum age of the borrower must be 21 years
  • The loan eligibility will be based on income derived after adding back rental income or sponsorship fee

Detailed Features

  • 7-day Loan Return Option Customers who are not satisfied after the personal loan is disbursed have the option to return the loan for free with waiver of all the fees and charges accrued.
  • Following are the conditions:
    • Customer must notify the sales agent / bank within 7 calendar days
    • The loan proceeds credited in the customer's account will be available and not withdrawn from the account from disbursal date until loan return date
    • The loan amount credited in the customer's accounts will be available and offer will be valid only for fresh cases , without liability settlements (Not applicable on Top Up and take Over loans)
  • Double Insurance Coverage
    • A dual benefit insurance coverage where in the event of unforeseen circumstances, the loan outstanding is repaid by the insurance company and an equivalent amount is given to the customer's next of kin.

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