Standard Chartered
Saadiq Home Finance

• Copy of Passport and Emirates ID
• Salary Certificate or Payslip
• Bureau Consent and UAE Fund Transfer System Consent Form
• For Self Employed: Trade License, Share Certificates, last 2 yrs Audited Financials
• For Buy-out cases: Title Deed / Oqood + Developer Request, Sales Purchase Agreement / Memorandum of Understanding and Liability Letter

UAE Resident - Expat

• Minimum Age >= 21 years old
• Maximum Age:
• Salaried: 65 yrs old at the time of financial maturity
• Self-Employed: 70 yrs old at the time of finance maturity
• Minimum Monthly Income AED 15,000

UAE National

• Minimum Age >= 21 years old
• Maximum Age: 70 yrs old at the time of financial maturity
• Minimum Monthly Income AED 15,000

For the first house/owner occupier, finance is available for up to 80% of the property market value for UAE Nationals, and up to 75% for Expatriates.
For the second house/investment, finance is available for up to 65% for UAE Nationals, and up to 60% for Expatriates.
Once all of the documents have been provided, it takes  2 to 7 working days to obtain approval for the finance.
Check your Home Finance details on the go with our award-winning Online and Mobile Banking platform.
Enjoy flexible payment tenures on your Home Finance for up to 25 years.