Emirates NBD
Home Loans for UAE Nationals

Salaried

• Passport and Emirates ID
• Salary certificate addressed to Emirates NBD
• Bank statement for the last 6 months
• Pay slips for the last 6 months if pay varies more than 10%
  
  

Self Employed

• Passport and Emirates ID
• Copy of Trade License
• Memorandum of Association (MOA), including all amendments
• Bank statement for the last 6 months
• Audited company financials or the last two years
  
  

Co-Borrower

• Co- borrower's passport and Emirates ID
• Income documents (if applicable)
• Pay slips for the last 6 months if pay varies more than 10% (if applicable)
• Bank statement for the last 6 months (if applicable)
• If the co-borrower is a company owner, please share the MOA and Trade License

Moving your Home Loan to ENBD?

• Valid Passport & Emirates ID
• Property documents and title deed
• Existing bank loan documents

Minimum income of AED 10,000 per month if salaried.
Must be a UAE National with the required identification documents.

• Apply with a minimum salary of AED 10,000
• Available for salaried and self-employed individuals
• Finance up to 85% of the Property Value
• Free life and property insurance
• No application fee
• Free partial settlement, up to 20% of the loan amount
• Mortgage for government housing programs
• Apply with a co-borrower