Opening a salary account with First Abu Dhabi Bank (FAB) is an excellent way to manage your finances efficiently. FAB offers a range of benefits and features personalised to meet the financial needs of salaried people.

Whether you're looking to check your FAB bank salary account balance online, understand the FAB bank salary account minimum balance requirements, or explore the various perks of a FAB salary account, this guide has got you covered. In the following article, we shall explore everything there is to know about First Abu Dhabi Bank, their salary account, and how to check your balance.

1. Introduction to FAB Bank Salary Account

A salary account is a kind of account designed for salaried people. It has a lot to offer: low rates of interest, no need to maintain any minimum balance, and ease of access. FAB offers a very resourceful option for salary accounts, being one of the top banks in the UAE.

The First Abu Dhabi bank salary account is designed for working professionals who need a personalised service, from crediting salary in seconds to accessing a diverse set of banking services.

In addition to accessing your salary account and checking your FAB balance, there are multiple perks that FAB offers to increase convenience.

2. Benefits of a FAB Bank Salary Account

Opting for a FAB bank salary account has its own set of benefits, some of which are mentioned below:

a. No Minimum Balance:

Hands down, one of the best features that come with this salary account is that there is no need for you to maintain any set minimum balance in the account. This feature, especially for working professionals in their early careers, is a deal closer.

b. Salary Transfer Made Easy:

With a savings account at FAB, your company can transfer your salary into your account directly, ensuring that you receive your salary on time without any issues.

c. Access to Online and Mobile Banking:

FAB offers robust online and mobile banking platforms, allowing you to perform a FAB bank salary account balance check anytime, anywhere. You can also manage your finances, pay bills, and transfer funds with ease.

d. Attractive Interest Rates:

FAB salary accounts often come with competitive interest rates, helping you grow your savings over time.

e. Exclusive Discounts and Offers:

As a FAB salary account holder, you may have access to exclusive discounts and offers on shopping, dining, travel, and more.

f. Free Debit Card:

One additional perk that FAB offers to its customers is that you get a free debit card alongside the salary account, giving you the ease of access in withdrawing cash on the go or making any purchases.

3. How to open a new FAB Bank Salary Account

Opening a new FAB bank salary account is a swift and simple process. Follow the below process:

a. Eligibility Criteria to open FAB Bank Salary Account

You must be a salaried individual employed by a company registered in the UAE.

Your employer must have a corporate relationship with FAB or be willing to establish one.

b. Documents Required to open FAB Bank Salary Account

Valid passport with UAE residency visa.

Emirates ID.

Salary certificate or employment letter from your employer.

Recent utility bill or tenancy contract (for proof of address).

c. Application Process of FAB Bank Salary Account

1. Online Application: Visit the FAB website and fill out the online application form for a salary account.
2. Branch Visit: Alternatively, you can visit a FAB branch to submit your application in person.
3. Document Submission: Provide the required documents for verification.
4. Account Activation: Once your application is approved, your account will be activated, and you will receive your account details and debit card.

4. FAB Bank Salary Account Minimum Balance

One of the most appealing aspects of the FAB bank salary account is the FAB bank salary account minimum balance requirement. In most cases, FAB offers a zero-balance salary account, meaning you are not required to maintain a minimum balance.

This feature is particularly beneficial for salaried individuals who may not have substantial savings but still want to enjoy the benefits of a salary account.

Nevertheless, it is quite important for the customers to read the terms and conditions clearly and thoroughly and confirm the same with any agent from the bank.

This is because some accounts have a different policy than the others in terms of the account variants and promotions.

How to Check FAB Bank Salary Account Balance Online

One of the undoubtedly comfortable aspects of the FAB bank salary account is the possibility to check your savings account balance from wherever you are.

Regardless of where you are, at work or at home, FAB offers various digital ways to ensure you are updated on your money. In the following part of this article, we shall understand in depth all the methods present to do a FAB bank salary account balance check online.

Online Balance Checking

In today's digitally evolving world, accessing your bank account information instantaneously is critical. First Abu Dhabi Bank provides many digital methods to do a FAB bank salary account balance check online easily. These platforms are designed to provide you with live and real-time data updates on your savings account balance, ensuring you manage your financial life more easily.

2. Internet Banking for FAB Bank Salary Account Balance Check

First Abu Dhabi Bank's internet banking process is not just easy and quick. It is as precise as any balance check can get. Let's take a deep dive into the same:

a. Sign Up for Online Banking

Follow these steps if you haven’t already registered for online banking :

1. Visit the official FAB Website : Go to the official FAB website.
2. Click on ‘Register’ : Search for the Register or Sign Up option on the homepage.
3. Enter Your Details : Provide your account number, Emirates ID, and other required data.
4. Set Up New Login Credentials : Create a unique username and a strong, secure password for your online banking account.
5. Verify Your Identity : Complete the verification process by following the instructions sent to your registered email or mobile number.

b. Log in to Your Online Banking Account

1. Visit the FAB Website: Go to the FAB website.
2. Enter Your Credentials: Input your username and password.
3. Complete Two-Factor Authentication (if enabled): Enter the OTP sent to your registered mobile number or email.

c. Check Your Savings Account Balance

1. Navigate to Account Summary: Once logged in, go to the "Account Summary" or "Accounts" section.
2. View Your Balance: Your FAB bank salary account balance will be displayed on the screen.

d. Additional Features

Transaction History : View your recent transactions to keep track of your spending.

Money Transfers : Transfer funds to other FAB savings or salary accounts or external accounts.

Bill Payments : Pay your utility bills, credit card bills, and other expenses.

3. Mobile Banking Application for FAB Bank Salary Account Balance Check

The FAB mobile banking app is another convenient way to perform a FAB bank salary account balance check. Here’s how to use it:

a. Download the App

1. App Store (iOS): Search for "FAB Mobile Banking" and download the app.
2. Google Play Store (Android): Search for "FAB Mobile Banking" and download the app.

b. Log in to the App

1. Open the App : Launch the FAB mobile banking app on your device.
2. Enter Your Credentials : Input your username and password.
3. Complete Two-Factor Authentication (if enabled) : Enter the OTP sent to your registered mobile number or email.

c. Check Your Account Balance

1. Navigate to Accounts: Tap on the "Accounts" section.
2. View Your Balance: Your FAB bank salary account balance will be displayed on the home screen or under the "Accounts" section.

4. SMS Banking for FAB Bank Salary Account Balance Check

SMS banking is a simple and easy way to check your FAB bank salary account balance through your phone's messaging feature. Here’s how to use this service:

a. Register for SMS Banking

1. Log in to Online Banking : Visit the FAB official website and log in to your online banking account using your secure credentials.
2. Navigate to SMS Banking : Go to the "Services" or "Settings" section and select "SMS Banking."
3. Follow the Instructions : Complete the registration process by following the on-screen instructions.

b. Check Your Balance via SMS

1. Compose a New Message : Open the messaging app on your mobile phone.
2. Enter the SMS Code : Type the predefined SMS code for balance inquiry (e.g., "BAL").
3. Send to FAB’s SMS Banking Number : Send the message to the FAB SMS banking number (e.g., 1214).
4. Receive Your Balance : You will receive an SMS with your FAB bank salary account balance.

c. Additional SMS Messaging Banking Services

Mini Statement : Request a mini statement of recent transactions in the last few weeks/months.

Fund Transfers : Transfer funds to other FAB accounts using SMS commands.

Account Alerts : Set up alerts for transactions, low balances, and due payments.

5. ATM Balance Inquiry for FAB Bank Salary Account

If you prefer a more traditional method, you can check your FAB bank salary account balance at an ATM. Here’s how :

a. Locate a FAB ATM

1. Use the FAB Website or App : Find the nearest FAB ATM using the branch/ATM locator on the FAB website or mobile app.
2. Visit the ATM : Go to the selected FAB ATM.

b. Check Your Balance

1. Insert Your Debit Card : Insert your FAB debit card into the ATM.
2. Enter Your PIN : Input your 4-digit PIN.
3. Select ‘Balance Inquiry’ : Choose the "Balance Inquiry" option from the menu.
4. View Your Balance : Your FAB bank salary account balance will be displayed on the screen.

6. Customer Service for Balance Inquiry

If you’re unable to check your FAB bank salary account balance using the above methods, you can contact FAB’s customer service for assistance. Here’s how:

a. Call Customer Service

1. Dial the Customer Service Number: Call FAB’s customer service number (e.g., 600 5255).
2. Verify Your Identity: Give your savings account details and answer security questions to verify your identity.
3. Request Your Balance: Ask the representative to provide your FAB bank salary account balance.

b. Visit the Nearest FAB Branch

1. Locate the nearest FAB branch : There is a certain feature called Branch Locator on the FAB official website and the FAB mobile app too. You can use that to get the address of the FAB branch closest to your location.

2. Carry your ID : Always ensure you have your valid Emirates ID handy, along with your FAB debit card, for any verification.

3. Request Savings balance : You can ask the available bank representative there for knowing your account balance.

Shift above FAQs–8. Summary

Doing a FAB bank salary account check is an easy, comfortable and swift process. Irrespective of using SMS banking, FAB mobile application, ATMs or online banking, there are multiple methods you can use to keep yourself up to date. By strictly following all the instructions given in this article, you can maintain your salary account in a streamlined manner. For additional data, go to the official FAB website or directly call their customer support team. With FAB, it has never been quicker to maintain your finances.